| Requirements |
$100 to open account
No minimum balance
|
$100 to open account
No minimum balance
|
$100 to open account
For customers age 55 and above
|
| Service Charges |
$5 monthly service charge, waived if you receive an E-Statement |
No monthly service charge |
$5 monthly service charge, waived if the Daily Average Collected Balance remains above $100 during the statement cycle |
| Statement Options |
E-Statement or mailed paper statement |
E-Statement |
E-Statement or mailed paper statement |
| Interest |
No interest |
- Earn high-yield interest (when requirements are met)
|
Interest compounds and is credited to the account monthly on daily collected balances of $1,000 or more |
| Other Account Details |
N/A |
To earn the interest, the following must happen each statement cycle:
- 20 debit card transactions posted and cleared (point-of-sale, excludes ATM's)
- Log onto online banking at least once
- Direct deposit or electronic bank draft posted and cleared
- Receive E-Statement
Statement cycle ends on the 15th of the month unless it falls on weekend or holiday (cycle ends on Friday if the 15th falls on the weekend or Monday holiday)
|
- Free basic checks
- $5 discount on safe deposit box per year (automatic payment is required)
|
